Karma is the universal law of cause and effect that governs all existence. Every action, thought, and intention creates corresponding results that shape our destiny. The Vedas proclaim: "यथा बीजं तथाङ्कुरः" - As the seed, so is the sprout. Our present circumstances are the fruits of past actions, and our current actions are seeds for future experiences. However, the grace of God can transform even the effects of karma. When one surrenders completely to the divine, the Lord takes responsibility for the devotee's karma. This is the supreme secret revealed in spiritual wisdom. Understanding karma helps us take responsibility for our lives while simultaneously developing faith in divine grace. Both effort and surrender are essential components of the spiritual path.